Refund Token's "Fair Exchange Staking" Feature Explained

On the 19th of January 2021, Refund Token will launch an innovative proposal known as "Fair Exchange Staking" (FEX) as a way to pay rewards to the holders of the token. Since this is a new method of rewarding cryptocurrency holders, I think it is important to cover how FEX works so that existing RFND holders can know what to expect and also so that potential RFND holders can determine whether purchasing and holding RFND is right for them. In this post, I will cover the basics of how FEX works, some of the advantages, some of the disadvantages, and give my final thoughts on both RFND Token as well as the FEX staking mechanism.