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Accountability to oneself is a self evaluation of how we manage our personal finance in other to find an equilibrium to either being ostentatious or megre.
A lot of people do not budget and this isn't economical. The main reason why there's a need to be economical in the first place is because of scarcity or a certain limitation in resources. Accountability and evaluation helps one faces their truth.
While some people do not know that they're meagre or ostentatious when it comes to how they spend, eventually, they're let known by how their resources deplete. No one has unlimited resources because human wants and desires are expensive and insatiable.
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