Banking, Cryptocurrency, and Fractional Reserve Lending

There is a lot of misunderstanding about banking and how things operate. Even when people understand, they bash things that they benefit from.

In this video , I discuss how fractional reserve lending is the way most currency is created. It also avoids the debasement of currency, at least from a monetary expansion perspective.

Here is the articles discussed in the video:

https://cointelegraph.com/news/why-isn-t-the-federal-reserve-requiring-banks-to-hold-depositors-cash