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In other to have a clear perspective of how to influence a new year financially, what I do is to totally review two years before the new year, reviewing them and separately working to better the actions I have consolidated rather than a total overhaul like some people totally do. In this video I cover a whole range of financial scope and why diversification is important for me, I stressed on expenditure & spending in 2020 and stressed on stability in 2021 and shy diversification should be the next thing. This is because of so many equations which are relative to the Nigerian economy as well as Crypto trading. I discussed my whole spending and saving process and how I would improvise on them
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